Summary September is when the next round of tariffs with China will be tabled and possibly implemented, so this is shaping up to be an important month for the markets. If agreements are not reached next month with China and Canada then this could place further upward pressure on the US dollar, which has been …
When it comes to investing, most of us have experienced or heard stories of great success or of great failure. However, amidst the economic turmoil, an evolving investment advisory industry and technological innovation, investors are now benefiting from the rise of Independent Financial Planners and superior investment options. Traditionally, most investments, including superannuation, were accessed …
Understand your Investment SMA OR IMA – What do they mean? Read More »
The flight to ‘independence’ from major institutions by financial advisers has been a developing theme over recent years and it is set to continue. The findings of the Financial Services Royal Commission increase the importance of demonstrating greater independence between products and advice, but the reasons for the move are as varied as the types …
Why more financial advisers are moving to ‘independence’ Read More »
The Royal Commission into misconduct in the banking, superannuation and financial services industry revealed unscrupulous behaviour that has impacted many unsuspecting customers. To avoid this situation, some financial planners have deliberately chosen a path that enables them to always put their clients’ interests first and not be impeded by the requirements and constraints of the …
Six questions to help avoid bad financial advice Read More »
Real & Consistent Returns Infrastructure has the potential for consistent returns through finance and market cycles. Why? Because infrastructure assets underpin our society and are used daily, examples of utilities such as electricity and gas or transport such as rail and omnibus assets. Due to the fact, these things are necessities, they don’t rely on …
Infrastructure, is it on your radar for your smsf? Read More »
The good, the bad and the ugly is, of course, the title of the stylised 1966 western starring Clint Eastwood. It is also an apt way to describe common habits of investors. No matter whether investment markets are rising or falling or somewhere in between, an investor’s habits – good and bad – really matter. The Journal …
Would you be willing to help your adult children financially if they were experiencing financial difficulties? And would you be willing to help your elderly parents if they were in financial need? As Smart Investing discussed over the past week, intergenerational financial issues are set to become increasingly common given the ageing of our …
An ageing population is bringing with it a range of challenges with significant implications for our family lifestyles, family finances and family relationships. Australian architects are winning awards for multi-generational housing – creatively designed for elderly parents and an adult child’s family to live in close proximity. An appreciation for the need for privacy and …
The Tax Office has announced it will be ramping up its focus on a range of issues related to superannuation, particularly as some suspicious strategies surface post-budget. Transfers of life interests in business real property to SMSFs are now firmly on the ATO’s radar, with these arrangements triggering a variety of compliance concerns with SMSF …
A new survey has found small business owners are at risk of watching their retirement plans fail, with SMEs underprepared when it comes to financial and contingency planning. The research, released by REST Industry Super, found that one in five SME owners are unable to fund their living expenses for longer than a week of unplanned absence. “SME …
SME retirement plans in jeopardy, research finds Read More »